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Homeownership

ATTENTION: Our 2022 homeowner application cycle is now open.  Click Here 

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The need for affordable housing is immense, and the lasting impact homeownership can have on families and individuals is undeniable. Lake-Geauga Habitat for Humanity homes are not free gifts – each family that partners with Habitat is making a personal and financial investment in their future. Contact us if you or someone you know is in need of decent, affordable housing. We’ll explain the process and explore the homeownership options available.

Every family needs a strong foundation to build a brighter future

At Lake-Geauga Habitat for Humanity, we believe that everyone deserves a decent and affordable place to call home, and that home becomes the launching pad for a brighter future.

Habitat partners with low-income families to help build a better life for themselves and their loved ones – because we know that decent, affordable homeownership offers strength, stability, and self-reliance.

After each home has been built or renovated, it is sold with an affordable, no-profit mortgage and an affordable monthly payment. As Habitat homeowners make their mortgage payments, they are investing in the homes of future homebuyers – and the cycle continues.

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Do You Qualify?

To be eligible to purchase a home with Lake-Geuaga Habitat for Humanity, potential homeowners must meet these three areas of qualification.

 You must have a steady income

Habitat homes are not given away. They are sold to homebuyers with an affordable no-profit mortgage. Applicant must live or work in Lake or Geauga county a minimum of one year.

You must have a need for housing

A family must be currently living in substandard housing. Habitat works each day to build strength and community through homeownership.

 You must be willing to partner

A family must be willing to partner with Habitat by investing sweat equity hours building their home and the homes of other homebuyers.

2022
# in Household

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Income Range

$26,950 - $47,850

$30,800 - $54,650

$34,650 - $61,500

$38,450 - $68,300

$41,500 - $73,800

$44,250 - $79,250

$44,600 - $84,700

 
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We Rebuild The Past To Help You Shape Your Family’s Future

Lake-Geuaga Habitat for Humanity homes are not given away. When a family or individual partners with Habitat, they invest sweat equity by building or renovating their home and the homes of others. Each family also participates in financial literacy courses and much more. In short, the path to homeownership isn’t easy, but owning your own affordable home is very much worth the investment.

When available, a family or individual who pursues homeownership with Habitat has a few options for housing:

Build A Home | Families and individuals may purchase a newly constructed home. The future homeowner participates in the construction process, sweat equity, and Habitat homeownership classes. When completed, the home is sold with an affordable, no-profit mortgage.

Rehab A Home | Families and individuals may purchase a fully-rehabbed home by Lake-Geauga Habitat for Humanity. The future homeowner participates in the construction process, sweat equity, and Habitat homeownership classes. When renovations are completed, the home is sold with an affordable, no-profit mortgage.

Homeownership Benefits

When you receive the keys to your new home, you will quickly begin realizing the benefits of safe, decent, and affordable housing.

Stability

Affordability

You Own It

Provide your family with a safe, stable home environment to return to at the end of the day.

We work with you to ensure that your new home is affordable so you can use your resources effectively.

Your new home will be an asset and a legacy – something you can pass down to your children.

If you have questions, please call 440-226-3000 ext. 103.